Hi Rich,
You haven't said what you intend to do with the "voltage" measurement. IMHO the open-circuit voltage is not particularly useful and neither is the often-quoted "short-circuit current" (by itself), because neither involves the transfer of any useful power (P = V * I, and one of the latter is zero in each case).
Often a current measurement is more useful than the voltage, for example if you are directly charging a battery, then the voltage is "fixed" and it is the charging current which is the main factor to determine how long before the battery is fully charged. Or if the panel is driving some "electronics" via a voltage regulator, then measuring the panel voltage only really tells you if there is sufficient "headroom" voltage for the regulator to be operating properly.
Since the panel is rated at 6v, 0.25A, perhaps you should be (or are) using a (dummy) load of 24 ohms, in which case either a "tapped" load or separate potential divider, are indeed the correct way to keep within the input voltage range of the (PICaxe) A/D converter.
Cheers, Alan.